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What is a payday loan and who uses it?

Payday loans are unsecured small-sum short-term loans typically for a few hundred dollars. The average payday loan is around $280 for a period of 10 days.
Payday loans are specifically designed to help customers with one-off, unanticipated expenses. Payday loans are not a form of “revolving” credit designed to keep customers in a permanent debt position.
The lender will typically lend up to a specified percentage of a customer’s net pay for a period of 1-14 days, ending on the payday. The borrower writes a post-dated cheque for principle plus interest and fees, dated on the next payday.
To qualify for a payday loan, a customer must be employed or have a source of income, and have a bank account.
Payday loan customers are average Canadians with near-median household incomes. Fifty-three (53) percent are women, 47 percent are men.
payday loan customers are educated Canadians. They are fully aware of the “dollars and cents” cost of obtaining a loan. They appreciate the convenience and flexibility of the product.

EAZY CASH HISTORY

EAZY CASH , proudly Canadian and independently owned since Jan 2010 with head office located at 281 Montreal Road, Ottawa, ON and not affiliated with any another payday loan companies as claimed .Eazy Cash is payday loan lender founded on the simple principle of "the customer comes first". We understand the need for an occasional short-term payday loan and do our best to make it as easy as possible to acquire. When you come to EAZY CASH for your payday loan it really is like money in the bank. The process is so quick and easy that we bet you've spent just as much time using the bank machine as you would be getting an advance with us. We never ask you why you need the money and when it comes to paying it back, we offer several easy repayment options.
EAZY CASH opened our first location in 2010 to serve you in person. EAZY CASH has several convenient locations in Ontario to service you with more opening soon. If you would like to inquire about franchise opportunities please contact us.
EAZY CASH continues to offer competitive rates and has added many new products and services such as cheque cashing, Western Union wire transfers, and Car title loans. To inquire about how we can be of service to you, please contact us anytime. We will be happy to answer any questions you may have.